The process

The health and lifestyle form included on this site contains a set of questions agreed by all the major annuity providers. All of the major annuity providers are committed to using the information collected on the form to provide an annuity quotation – although some providers may request further information to ensure you have the opportunity to maximise your income in retirement.

The health and lifestyle form can be downloaded as it is, however, the form contains information about a number of medical conditions some of which may not be relevant to you or your dependant. We recommend that you use our form builder which will produce a form that only contains the questions that are applicable to you or your dependant.

I’d like to build my personalised health and lifestyle form now

Further reading

Below are some links to other sites which you may find useful.

You can find a retirement income specialist at:

The providers


Aviva provides around 34 million customers worldwide with insurance, savings and investment products. We are the UK's largest insurer and one of Europe's leading providers of life and general insurance.

We combine strong life insurance, general insurance and asset management businesses under one powerful brand. We are committed to serving our customers well in order to build a stronger, sustainable business, which makes a positive contribution to society, and for which our people are proud to work.

At a glance - our key statistics:

  • One global brand
  • 34 million customers worldwide
  • One of the top ten finance brands
  • Over 300 years of heritage

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Canada Life

Canada Life has been helping clients maximise their pension plans for over 100 years. They are one of the largest providers of annuities in the UK and in recent years have won numerous awards for good customer service and competitive rates.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.


Since we began in 2004 we have campaigned passionately for our customers to get a better income in retirement.

We work tirelessly to ensure that more and more people are aware they can shop around for a better annuity than their pension provider offers.

And our equity release mortgages have unlocked over £1.3 billion in tax free cash from the homes of thousands of our customers, for them to spend how they wish.

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Retirement Advantage

Retirement Advantage is a retirement income specialist, innovating, growing rapidly and working hard to make the most of people’s money in retirement. From offices in London and Sussex, the provider sells its products through financial advisers.

Retirement Advantage’s market leading products include an investment-linked annuity, the Flexible Income Annuity, the first retirement income product to be rated five stars by Moneyfacts. This gives customers the flexibility to change income levels at different stages of retirement and the potential for income growth.

Retirement Advantage also specialises in providing enhanced annuities, designed to provide additional income in retirement for people with health conditions, a poor medical history, or lifestyle conditions – smoking, for example. Through new product innovation and development Retirement Advantage is always looking to find ways in which its customers can improve their retirement income, and encourages people approaching retirement to shop around for the best annuity.

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